HLM Mortgage Blog

Don't be fooled by unscrupulous mortgage brokers!

Did you know that on any given day there are about 10 different rates available for exactly the same product?  The higher the rate a loan officer offers you, the more money they make in what is known in our industry as yield spread.  The borrower ends up paying more over the life of the loan just so the loan officer could make a few extra bucks.

HLM gives the borrower the opportunity to decide how we get paid by explaining all of the options available and letting the borrower select the plan that is right for them.

Don't get stuck paying more than you should!